Bank of Lithuania

Volumes of and interest rates on new business of euro-denominated loans granted by Lithuanian MFIs (banks, foreign bank branches and credit unions) to euro area non-financial corporations and households. New business covers financial contracts that specify for the first time the interest rate on a loan, and renegotiations of existing loan contracts. New business does not cover revolving loans and overdrafts, as well as credit card debt. Data on pure loans is available here. Pure new loans. 

Volumes – in EUR millions, interest rates – in percentages per annum.

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Period
Data type

Measurement units: Percent per annum (units)

07/2025 08/2025 09/2025 10/2025 11/2025 12/2025 01/2026 02/2026 03/2026 04/2026 05/2026 06/2026 07/2026
Loans1 to non-financial corporations and households2 4.84 5.11 4.82 4.76 5.18 4.81 5.11 5.03 5.16 5.22 5.34 5.29 5.24
Up to 1 year initial rate fixation 4.22 4.41 4.23 4.23 4.33 4.33 4.28 4.16 4.39 4.55 4.63 4.64 4.64
Over 1 year initial rate fixation 8.44 8.65 8.51 8.64 9.16 8.86 8.77 8.69 8.65 8.27 7.92 8.62 8.85
Loans1 to non-financial corporations 4.55 4.93 4.48 4.47 4.86 4.49 4.63 4.37 4.58 4.81 5.02 4.89 4.83
Up to 1 year initial rate fixation 4.51 4.81 4.43 4.42 4.74 4.46 4.59 4.31 4.54 4.77 4.91 4.82 4.77
Over 1 year initial rate fixation 7.32 7.90 7.07 8.08 7.91 5.83 7.04 7.38 7.75 6.77 7.99 8.56 8.76
Loans up to EUR 1 million 4.57 4.73 4.60 4.71 4.87 4.76 4.53 4.29 4.65 4.57 4.73 4.84 5.05
Up to 1 year initial rate fixation 4.37 4.50 4.46 4.51 4.64 4.55 4.41 4.21 4.54 4.47 4.54 4.64 4.88
Over 1 year initial rate fixation 7.49 6.95 6.57 7.21 8.56 7.86 6.58 6.46 7.42 6.95 7.70 7.68 8.11
Loans over EUR 1 million 4.55 4.96 4.46 4.44 4.86 4.47 4.66 4.41 4.56 4.87 5.12 4.90 4.80
Up to 1 year initial rate fixation 4.54 4.86 4.42 4.41 4.76 4.45 4.65 4.36 4.53 4.84 5.02 4.85 4.75
Over 1 year initial rate fixation 6.82 8.51 7.51 9.89 7.59 5.39 10.10 8.60 8.13 6.68 8.17 9.74 9.33
Loans1 to households2 5.14 5.30 5.30 5.20 5.44 5.57 5.54 5.70 5.91 5.75 5.67 5.88 5.93
Up to 1 year initial rate fixation 3.84 3.84 3.83 3.81 3.89 3.91 3.88 3.92 4.09 4.13 4.17 4.24 4.29
Over 1 year initial rate fixation 8.51 8.74 8.63 8.69 9.30 9.51 8.84 8.76 8.69 8.39 7.92 8.63 8.85
Loans for consumption 8.38 8.58 8.54 8.38 8.33 8.40 8.54 8.65 8.76 8.26 8.00 8.32 8.36
Up to 1 year initial rate fixation 5.09 5.29 5.21 5.10 5.13 5.26 5.36 5.43 5.34 5.16 5.16 5.47 5.43
Over 1 year initial rate fixation 9.32 9.47 9.40 9.34 9.27 9.40 9.33 9.35 9.62 9.16 8.81 9.00 9.13
Over 1 and up to 5 years initial rate fixation 9.77 9.94 9.84 9.85 9.78 9.97 9.78 9.74 9.98 9.54 9.16 9.20 9.44
Over 5 year initial rate fixation 8.51 8.69 8.68 8.53 8.45 8.50 8.59 8.81 9.10 8.59 8.25 8.69 8.68
Loans for house purchase 3.71 3.68 3.66 3.65 3.68 3.69 3.67 3.67 3.79 3.88 3.96 4.04 4.09
Up to 1 year initial rate fixation 3.66 3.64 3.63 3.63 3.65 3.67 3.65 3.65 3.78 3.85 3.93 4.00 4.06
Over 1 year initial rate fixation 4.32 4.34 4.03 4.02 4.31 4.12 3.91 3.77 3.85 4.12 4.11 4.74 4.88
Over 1 and up to 5 years initial rate fixation 6.65 8.27 5.67 5.85 4.74 4.72 4.63 5.94 4.25 4.33 4.44 4.53 4.89
Over 5 and up to 10 years initial rate fixation 6.42 6.00 5.15 4.56 4.37 4.54 4.51 4.40 4.34 4.45 4.71 4.79 4.94
Over 10 year initial rate fixation 3.56 3.66 3.61 3.76 4.19 3.88 3.70 3.61 3.69 3.94 3.94 4.74 4.81
Loans for other purposes 6.16 6.17 6.09 5.54 8.30 9.68 8.04 8.04 8.71 6.63 6.53 6.21 6.67
Up to 1 year initial rate fixation 4.67 4.50 4.59 4.25 5.01 4.87 4.95 4.98 5.74 5.03 4.99 4.95 5.17
Over 1 year initial rate fixation 10.14 9.93 9.83 10.36 14.69 17.31 12.99 14.11 13.85 9.65 8.63 8.66 8.61
Over 1 and up to 5 years initial rate fixation 11.29 10.95 10.47 11.71 20.17 22.72 16.72 18.38 16.76 10.81 9.48 9.45 9.23
Over 5 year initial rate fixation 9.22 9.19 9.38 9.22 8.12 8.75 8.80 9.37 10.46 8.51 7.82 7.96 8.07
O/w: loans to sole proprietors 4.70 4.69 4.80 4.93 4.85 4.89 4.99 5.01 5.52 5.32 5.12 4.91 5.22

For previously published data, see Vintage data.

Last update: 18-12-2023