The Capital Requirements Directive IV and Capital Requirements Regulation (CRD IV/CRR), which came into effect on 1 January 2014, are among of the most important documents regulating the EU banking sector. The aim of this legislative package is to reinforce the resilience of the EU banking sector in order to make it better suited to absorb economic shocks while ensuring that banks continue to finance economic activity and growth. These documents implement the Basel III agreement within the EU. The amendments of the CRD IV/ CRR have been approved on 20 May 2019. The CRD IV has been partially amended as regards exempted entities, financial holding companies, mixed financial holding companies, remuneration, supervisory measures and powers and capital conservation measures. The CRR has been partially amended as regards the leverage ratio, the net stable funding ratio, requirements for own funds and eligible liabilities, counterparty credit risk, market risk, exposures to central counterparties, exposures to collective investment undertakings, large exposures, reporting and disclosure requirements.
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Directive
- Directive 2013/36/EU of the European Parliament and of the Council (1.1 MB )
- Directive 2019/878 of the European Parliament and of the Council (amending Directive 2013/36/EU) (749.1 KB )
Regulation
- Regulation (EU) No 575/2013 of the European Parliament and of the Council (3.8 MB )
- Regulation (EU) No 2019/876 of the European Parliament and of the Council (amending Regulation 575/2013) (1.8 MB )
- Commission Delegated Regulation (EU) 2015/61 to supplement Regulation (EU) No 575/2013 of the European Parliament and the Council with regard to liquidity coverage requirement for Credit Institutions (638.2 KB )
- Commission Delegated Regulation (EU) 2018/1620 amending Delegated Regulation (EU) 2015/61 to supplement Regulation (EU) No 575/2013 of the European Parliament and the Council with regard to liquidity coverage requirement for Credit Institutions (451.3 KB )
- Commission Delegated Regulation (EU) 2015/62 amending Regulation (EU) No 575/2013 of the European Parliament and of the Council with regard to the leverage ratio (347.9 KB )
- Commission Delegated Regulation (EU) 2017/1230 supplementing Regulation (EU) No 575/2013 of the European Parlament and of the Council with regard to regulatory technical standarts further specifying the additional objective criteria for the application of a preferential liquidity outflow or inflow rate for cross-border undrawn credit or liquidity facilities within a group or an institutional protection scheme (329.9 KB )
- Regulation (EU) No 2017/2395 of the European Parlament and of the Council amending Regulation (EU) No 575/2013 as regards transitional arrangements for mitigating the impact of the introduction of IFRS 9 on own funds and for the large exposures treatment of certain public sector exposures denominated in the domestic currency of any Member State (743.4 KB )
- Regulation (EU) No 2017/2401 of the European Parlament and of the Council amending Regulation (EU) No 575/2013 on prudential requirements for credit institutions and investment firms (1.1 MB )
Bank of Lithuania legal acts with regard to the implementation of the Regulation
- On national exemptions provided for in Regulation (EU) No 575/2013 of the European Parliament and of the Council of 26 June 2013, Commission Delegated Regulation (EU) 2015/61 of 10 October 2014, Commission Delegated Regulation (EU) 2015/61 of 10 October 2014, Regulation(EU) No 2017/2395 of the European Parliament and of the Council of 17 December 2017, Commission Delegated regulation (EU) 2018/171 of 179October 2017, implemented by the Bank of Lithuania (105 KB ) (in Lithuanian)
- List of options and discretions (424 KB )(in Lithuanian)
- On the repealing of certain resolutions of the Board of the Bank of Lithuania (107 KB ) (in Lithuanian)
Technical standards
| Technical Standards State of Play | |
| Licensing | |
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Implementing Technical Standards (ITS) |
Regulatory Technical Standards (RTS) |
| Internal governance | |
| Implementing Technical Standards (ITS) | Regulatory Technical Standards (RTS) |
| Remuneration | |
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Implementing Technical Standards (ITS)
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Regulatory Technical Standards (RTS) |
| Own funds | |
| Implementing Technical Standards (ITS) |
Regulatory Technical Standards (RTS)
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| Credit risk | |
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Implementing Technical Standards (ITS)
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Regulatory Technical Standards (RTS) |
| Liquidity risk | |
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Implementing Technical Standards (ITS) |
Regulatory Technical Standards (RTS) |
| Market risk | |
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Implementing Technical Standards (ITS)
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Regulatory Technical Standards (RTS)
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| Operational risk | |
| Implementing Technical Standards (ITS) | Regulatory Technical Standards (RTS) |
| External Credit Assessment Institutions (ECAI) | |
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Implementing Technical Standards (ITS)
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Regulatory Technical Standards (RTS) |
| Securitisation and covered bonds | |
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Implementing Technical Standards (ITS)
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Regulatory Technical Standards (RTS) |
| Model validation | |
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Implementing Technical Standards (ITS)
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Regulatory Technical Standards (RTS) |
| Supervisory reporting | |
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Implementing Technical Standards (ITS)
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Regulatory Technical Standards (RTS)
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| Large exposures | |
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Implementing Technical Standards (ITS)
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Regulatory Technical Standards (RTS) |
| Leverage ratio | |
| Implementing Technical Standards (ITS) | Regulatory Technical Standards (RTS) |
| Transparency and Pillar 3 | |
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Implementing Technical Standards (ITS) |
Regulatory Technical Standards (RTS)
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| Supervisory Review and Evaluation Process (SREP) and Pillar 2 | |
| Implementing Technical Standards (ITS) | Regulatory Technical Standards (RTS) |
| Colleges of supervisors | |
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Implementing Technical Standards (ITS) |
Regulatory Technical Standards (RTS)
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| Market infrastructures | |
| Implementing Technical Standards (ITS) | Regulatory Technical Standards (RTS) |
| Other topics | |
| Implementing Technical Standards (ITS) |
Regulatory Technical Standards (RTS) |
Updated 13/02/2017
Commission Implementing Decisions
- Third country equivalence (332.9 KB )
- Third country equivalence (summary) (41.5 KB )
EBA guidelines
- Guidelines on the management of interest rate risk arising from non-trading book activities (EBA/GL/2018/02) (1 MB )
- Guidelines on common procedures and methodologies for the supervisory review and evaluation process (SREP) (19/12/2014) (1.5 MB )
- Guidelines on harmonised definitions and templates for funding plans of credit institutions under Recommendation A4 of ESRB/2012/2 (19/06/2014); Annex (Excel) (411.7 KB )
- Guidelines on retail deposits (6/12/2013) (377.4 KB )
- Guidelines on the applicable notional discount rate for variable remuneration (27/03/2014) (973.8 KB )
- Guidelines on disclosure of encumbered and unencumbered assets (27/06/2014) (323.2 KB ); Annex (45 KB )
- Guidelines on materiality, proprietary and confidentiality and on disclosure frequency under Articles 432(1), 432(2) and 433 of Regulation (EU) No 575/2013 (23/12/2014) (548.6 KB )
- Guidelines on LCR disclosure to complement the disclosure of liquidity risk management under Article 435 of Regulation (EU) No 575/2013 (254.2 KB )
- Guidelines on sound remuneration policies under Articles 74(3) and 75(2) of Directive 2013/36/EU and disclosures under Article 450 of Regulation (EU) No 575/2013 (573.9 KB )
- Guidelines on disclosure requirements under Part Eight of Regulation (EU) No 575/2013 (1.2 MB )
- Guidelines on ICAAP and ILAAP information collected for SREP purposes (206.9 KB )
- Guidelines on uniform disclosures under Article 473a of Regulation (EU) No 575/2013 as regards transitional arrangements for mitigating the impact of the introduction of IFRS9 on own funds (181 KB )
- Recommendations on the coverage of entities in the group recovery plan (165.8 KB )
- Guidelines on supervision of significant branches (234.5 KB )
- Recommendations on outsourcing to cloud service providers (128.1 KB )
Supervisory disclosure
- Rules and guidance (138 KB )
- Options and national discretions (87.4 KB )
- Supervisory Review and Evaluation Process (SREP) (35.5 KB )
- Statistical data (2018) (77.6 KB )
- Statistical data (2017) (153.5 KB )
- Statistical data (2016) (153.5 KB )
- Statistical data (2015) (167.4 KB )
Sanctions which are imposed by the Bank of Lithuania for breach of the national provisions transposing Directive 2013/36/EU or of Regulation (EU) No 575/2013
| Date | Person | Type of offence | Type of sanction imposed | Status |
|---|---|---|---|---|
| 08/02/2016 | steponkus & co FM AB | Article 89(1)(b) | Warning |
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Last update: 27-09-2019