Bank of Lithuania

We aim to contribute to the stability of Lithuania’s financial system, hence we constantly monitor and assess vulnerabilities in the system as well as take measures to ward them off. In pursuing this goal, we not only carry out a full-fledged analysis of the financial system, but also actively mitigate threats to it, thereby implementing macroprudential policy.

The primary objective of macroprudential policy is to ensure financial stability. We have at our disposal a wide range of macroprudential instruments that help reduce imbalances and their impact on the financial system. Major instruments include the Responsible Lending Regulations, limiting unsustainable household indebtedness, and capital buffers applied to banks, used for enhancing resilience of the financial system.

We prepare and publish Financial Stability Reviews, surveys of financial institutions, enterprises, households and real estate market participants, as well as other information related to financial stability. In conducting various stress tests, we regularly assess the financial system’s resilience to adverse internal and external shocks.

Risks to the financial system

In undertaking their activities, financial institutions face various risks. Learn more about most common risks to financial institutions.

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Structure of the financial system

Financial system by assets
(December 2019 )

Sources: NASDAQ OMX Vilnius, Statistics Lithuania and Bank of Lithuania calculations.

Last date of data update: 21-01-2021

Annual change in assets
(December 2019 )

Sources: NASDAQ OMX Vilnius, Statistics Lithuania and Bank of Lithuania calculations.

Last date of data update: 21-01-2021

Notes: 1) End-of-period data. 2) Unconsolidated bank data. 3) To ensure data comparability, annual change in assets is calculated including only those entities that were active during the entire period for which the change is calculated, if such data is available.

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Last update: 20-07-2018