Bank of Lithuania

Interest rates on new business of euro-denominated loans with collateral and/or guarantees granted by Lithuanian MFIs (banks, foreign bank branches and credit unions) to euro area households. New business covers financial contracts that specify for the first time the interest rate on a loan, and renegotiations of existing loan contracts. New business does not cover revolving loans and overdrafts or credit card debt. 

Interest rates – in percentages per annum.

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Measurement units: Percent per annum (units)

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Loans1 with collateral to households2 5.25 5.37 5.56 5.69 5.75 5.82 5.91 5.91 5.80 5.77 5.81 5.77 5.64
Loans for consumption 5.37 5.59 5.81 5.96 6.09 6.16 6.92 7.46 7.34 7.55 7.50 8.16 7.44
Up to 1 year initial rate fixation 5.37 5.59 5.81 5.96 6.09 6.17 6.21 6.26 6.03 6.15 6.10 6.22 6.13
Over 1 year initial rate fixation - 5.64 6.49 6.06 6.06 6.06 12.95 13.59 12.88 13.13 12.10 12.14 12.30
Over 1 and up to 5 years initial rate fixation - - - 6.06 6.06 6.06 13.76 13.93 13.38 13.59 12.72 12.56 12.63
Over 5 year initial rate fixation - 5.64 6.49 6.06 6.06 6.06 12.28 13.24 12.56 12.84 11.65 11.85 11.98
Loans for house purchase 5.25 5.37 5.55 5.68 5.74 5.81 5.89 5.86 5.74 5.72 5.75 5.69 5.57
Up to 1 year initial rate fixation 5.26 5.37 5.56 5.69 5.74 5.82 5.89 5.87 5.75 5.72 5.75 5.70 5.58
Over 1 year initial rate fixation 5.01 5.21 5.37 5.40 5.46 5.44 5.57 5.52 5.14 5.03 5.05 5.08 4.98
Over 1 and up to 5 years initial rate fixation 4.85 5.03 5.26 5.45 5.27 5.42 5.40 5.47 4.55 4.30 4.65 4.69 4.73
Over 5 and up to 10 years initial rate fixation 5.14 5.33 5.71 3.56 5.51 - - 5.66 5.59 - - - -
Over 10 year initial rate fixation 5.10 5.33 5.39 5.38 5.55 5.48 5.71 5.59 5.42 5.41 5.33 5.16 5.08
Last update: 18-12-2023