| 2014 Q3 | 2014 Q4 |
Interest income | 5,956 | 7,765 |
Financial assets held for trading | - | - |
Financial assets designated at fair value through profit or loss | - | - |
Available-for-sale financial assets | 2,010 | 2,648 |
Loans and receivables | 2,097 | 2,853 |
Held-to-maturity investments | 1,849 | 2,264 |
Derivatives - Hedge accounting, interest rate risk | - | - |
Other assets | - | - |
(Interest expenses) | 2,421 | 3,114 |
(Financial liabilities held for trading | - | - |
(Financial liabilities designated at fair value through profit or loss | - | - |
(Financial liabilities measured at amortised cost) | 2,379 | 3,072 |
(Derivatives - Hedge accounting, interest rate risk) | - | - |
(Other liabilities) | 42 | 42 |
(Expenses on share capital repayable on demand) | - | - |
Dividend income | - | - |
Financial assets held for trading | - | - |
Financial assets designated at fair value through profit or loss | - | - |
Available-for-sale financial assets | - | - |
Fee and commission income | 1,287 | 1,553 |
(Fee and commission expenses) | 1,138 | 1,320 |
Gains or (-) losses on derecognition of financial assets and liabilities not measured at fair value through profit or loss, net | - | - |
Available-for-sale financial assets | - | - |
Loans and receivables | - | - |
Held-to-maturity investments | - | - |
Financial liabilities measured at amortised cost | - | - |
Other | - | - |
Gains or (-) losses on financial assets and liabilities held for trading, net | 894 | -419 |
Gains or (-) losses on financial assets and liabilities designated at fair value through profit or loss, net | - | 894 |
Gains or (-) losses from hedge accounting, net | - | - |
Exchange differences [gain or (-) loss], net | 2 | 2 |
Gains or (-) losses on derecognition of non financial assets, net | - | - |
Other operating income | 357 | 415 |
(Other operating expenses) | - | - |
TOTAL OPERATING INCOME, NET | 4,937 | 5,776 |
(Administrative expenses) | 3,269 | 4,620 |
(Staff expenses) | 2,079 | 2,760 |
(Other administrative expenses) | 1,190 | 1,860 |
(Depreciation) | 482 | 637 |
(Provisions or (-) reversal of provisions) | - | - |
(Commitments and guarantees given) | - | - |
(Other provisions) | - | - |
(Impairment or (-) reversal of impairment on financial assets not measured at fair value through profit or loss) | - | - |
(Financial assets measured at cost) | - | - |
(Available- for-sale financial assets) | - | - |
(Loans and receivables | - | - |
(Held to maturity investments) | - | - |
(Impairment or (-) reversal of impairment of investments in subsidaries, joint ventures and associates) | - | - |
(Impairment or (-) reversal of impairment on non-financial assets) | - | - |
(Property, plant and equipment) | - | - |
(Investment properties) | - | - |
(Goodwill) | - | - |
(Other intangible assets) | - | - |
(Other) | - | - |
Negative goodwill recognised in profit or loss | - | - |
Share of the profit or (-) loss of investments in subsidaries, joint ventures and associates | - | - |
Profit or (-) loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations | - | - |
PROFIT OR (-) LOSS BEFORE TAX FROM CONTINUING OPERATIONS | 1,186 | 519 |
(Tax expense or (-) income related to profit or loss from continuing operations) | - | 135 |
PROFIT OR (-) LOSS AFTER TAX FROM CONTINUING OPERATIONS | 1,186 | 384 |
Profit or (-) loss after tax from discontinued operations | - | - |
Profit or (-) loss before tax from discontinued operations | - | - |
(Tax expense or (-) income related to discontinued operations) | - | - |
PROFIT OR (-) LOSS FOR THE YEAR | 1,186 | 384 |
Attributable to minority interest [non-controlling interests] | 1,186 | 384 |
Attributable to owners of the parent | - | - |