| 2014 Q3 | 2014 Q4 |
Interest income | 1,487,333 | 2,018,185 |
Financial assets held for trading | 234,424 | 296,825 |
Financial assets designated at fair value through profit or loss | 13,549 | 39,709 |
Available-for-sale financial assets | 9,738 | 12,690 |
Loans and receivables | 1,187,372 | 1,613,586 |
Held-to-maturity investments | 42,170 | 55,288 |
Derivatives - Hedge accounting, interest rate risk | - | - |
Other assets | 80 | 88 |
(Interest expenses) | 532,783 | 715,685 |
(Financial liabilities held for trading | 191,997 | 270,063 |
(Financial liabilities designated at fair value through profit or loss | 3,615 | 4,828 |
(Financial liabilities measured at amortised cost) | 264,582 | 345,026 |
(Derivatives - Hedge accounting, interest rate risk) | - | - |
(Other liabilities) | 72,589 | 95,769 |
(Expenses on share capital repayable on demand) | - | - |
Dividend income | 267 | 437 |
Financial assets held for trading | 78 | 79 |
Financial assets designated at fair value through profit or loss | 48 | 58 |
Available-for-sale financial assets | 141 | 300 |
Fee and commission income | 639,440 | 878,181 |
(Fee and commission expenses) | 149,891 | 209,797 |
Gains or (-) losses on derecognition of financial assets and liabilities not measured at fair value through profit or loss, net | 32,673 | 36,774 |
Available-for-sale financial assets | 9,299 | 10,847 |
Loans and receivables | 23,181 | 25,744 |
Held-to-maturity investments | 168 | 164 |
Financial liabilities measured at amortised cost | 25 | 19 |
Other | - | - |
Gains or (-) losses on financial assets and liabilities held for trading, net | 180,145 | 215,799 |
Gains or (-) losses on financial assets and liabilities designated at fair value through profit or loss, net | -4,283 | -3,560 |
Gains or (-) losses from hedge accounting, net | -5,797 | -7,858 |
Exchange differences [gain or (-) loss], net | -30,104 | -20,412 |
Gains or (-) losses on derecognition of non financial assets, net | 13,182 | 16,681 |
Other operating income | 100,655 | 141,014 |
(Other operating expenses) | 60,915 | 86,227 |
TOTAL OPERATING INCOME, NET | 1,669,925 | 2,263,535 |
(Administrative expenses) | 811,892 | 1,155,459 |
(Staff expenses) | 433,289 | 607,327 |
(Other administrative expenses) | 378,603 | 548,132 |
(Depreciation) | 42,775 | 56,418 |
(Property, Plant and Equipment) | 28,298 | 39,365 |
(Investment Properties) | 771 | 980 |
(Other intangible assets) | 13,706 | 16,073 |
(Provisions or (-) reversal of provisions) | -11,921 | -1,196 |
(Commitments and guarantees given) | 3,434 | 12,948 |
(Other provisions) | -15,355 | -14,144 |
(Impairment or (-) reversal of impairment on financial assets not measured at fair value through profit or loss) | 86,307 | 117,019 |
(Financial assets measured at cost) | - | - |
(Available- for-sale financial assets) | 873 | 873 |
(Loans and receivables | 85,434 | 116,146 |
(Held to maturity investments) | - | - |
(Impairment or (-) reversal of impairment of investments in subsidaries, joint ventures and associates) | 14,486 | 11,699 |
(Impairment or (-) reversal of impairment on non-financial assets) | 30,335 | 45,939 |
(Property, plant and equipment) | 2,820 | 8,898 |
(Investment properties) | 13,143 | 14,484 |
(Goodwill) | - | - |
(Other intangible assets) | 2,111 | 2,912 |
(Other) | 12,261 | 19,645 |
Negative goodwill recognised in profit or loss | - | - |
Share of the profit or (-) loss of investments in subsidaries, joint ventures and associates | 21,053 | 11,053 |
Profit or (-) loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations | - | - |
PROFIT OR (-) LOSS BEFORE TAX FROM CONTINUING OPERATIONS | 717,104 | 889,250 |
(Tax expense or (-) income related to profit or loss from continuing operations) | 98,280 | 151,426 |
PROFIT OR (-) LOSS AFTER TAX FROM CONTINUING OPERATIONS | 618,824 | 737,823 |
Profit or (-) loss after tax from discontinued operations | -93 | -1,010 |
Profit or (-) loss before tax from discontinued operations | - | -1,010 |
(Tax expense or (-) income related to discontinued operations) | 93 | - |
PROFIT OR (-) LOSS FOR THE YEAR | 618,731 | 736,813 |
Attributable to minority interest [non-controlling interests] | 34,734 | - |
Attributable to owners of the parent | 583,997 | 736,812 |
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