Profit (Loss) Statement of Credit Unions (EUR Thous.).


	2021 Q1	2021 Q2	2021 Q3	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4
1. INTEREST INCOME	9,263	19,147	29,587	40,639	11,265	23,219	36,156	50,920
1.1. On balances with banks	-	-	-	-	-	-	0	4
1.2. On balances with foreign banks	-	-	-	-	-	-	-	-
1.2. On balances with the central credit union	87	169	221	321	121	209	291	442
1.1. On balances with other credit unions	19	44	73	109	36	84	116	133
1.5. On balances to credit union members	7,040	14,487	22,262	30,641	7,975	16,331	25,266	35,259
1.6. On balances to associate members of the credit union	2,051	4,312	6,831	9,308	3,073	6,491	10,333	14,850
1.7. On balances to associations of credit unions	-	-	-	-	-	0	1	1
1.8. On securities	67	134	199	260	60	103	149	230
1.9. On discounted bills	-	-	-	-	-	-	-	-
2. INCOME ON SERVICES AND COMMISSIONS	1,632	3,623	5,643	7,978	1,824	4,102	6,269	8,539
2.1. Transfer, settlement and payment operations	153	344	537	768	207	413	636	891
2.2. Crediting liabilities	1,262	2,814	4,364	6,131	1,347	3,161	4,806	6,469
2.2. Other	218	465	741	1,080	270	528	827	1,179
2. OTHER OPERATING INCOME	297	1,691	2,152	2,919	574	945	1,366	2,628
2.1. Entrance fee	13	29	45	61	14	29	44	57
2.2. Other income	285	1,662	2,107	2,859	560	916	1,322	2,571
1. REALISED GAINS (LOSSES)	1	28	55	59	0	1	-2	0
1.1. From foreign currency operations	0	2	3	6	0	2	3	4
1.2. From securities operations	0	26	52	53	0	-1	-4	-4
5. DIVIDENDS RECEIVED FROM THE CENTRAL CREDIT UNION	-	-	-	-	-	-	-	-
6. UNREALISED GAINS (LOSSES)	4	2	4	7	1	4	-4	-1
6.1. From foreign currency operations	6	5	7	11	1	5	7	10
6.2. From securities operations	-1	-2	-3	-3	-1	-1	-11	-11
TOTAL INCOME	11,198	24,491	37,441	51,603	13,663	28,271	43,785	62,087
7. INTEREST EXPENSES	2,633	5,408	8,445	11,671	3,173	6,682	10,476	14,542
7.1. To banks	27	55	102	148	46	94	132	135
7.2. To foreign banks	-	-	-	-	-	-	-	-
7.2. To central Credit Union	209	442	713	1,008	305	690	1,115	1,516
7.1. To other credit unions	3	46	80	109	38	88	229	373
7.5. To associations of credit unions	17	4	10	27	5	45	41	57
7.6. To credit union members	1,908	4,245	6,578	8,906	2,362	4,674	7,504	10,425
7.7. To associate members of the credit union	451	586	913	1,402	398	1,028	1,327	1,824
7.8. To other organizations	18	30	48	71	18	63	128	211
8. EXPENSE ON SERVICES AND COMMISSIONS	307	658	1,000	1,382	280	636	992	1,424
8.1. Transfer, settlement and payment operations	185	417	624	950	203	466	703	991
8.2. Other	122	240	375	432	77	170	289	433
9. OTHER OPERATING EXPENSE	531	982	1,515	2,282	550	1,076	1,617	2,868
10. OPERATIONAL EXPENDITURE	5,654	11,968	18,202	26,300	6,927	14,279	21,826	30,876
10.1. STAFF MAINTENANCE COSTS	3,328	7,081	10,723	15,028	4,071	8,325	12,604	17,595
10.1.1. Wages and salaries	3,043	6,490	9,850	13,751	3,703	7,545	11,451	16,288
10.1.2. Social insurance costs	114	243	372	508	147	295	449	619
10.1.2. Payments to part-time employees	85	175	251	357	105	216	333	452
10.1.1. Other payments	86	173	250	411	116	269	372	236
10.2. GENERAL AND ADMINISTRATIVE EXPENSE	2,326	4,887	7,479	11,272	2,856	5,954	9,222	13,281
10.2.1. Expense on advertising and marketing	182	420	639	981	264	527	840	1,140
10.2.2. Expense on use of office equipment	215	460	683	975	275	541	811	1,186
10.2.2. Expense on lease	202	410	614	844	227	441	696	833
10.2.1. Other expense	1,727	3,597	5,544	8,472	2,090	4,444	6,875	10,122
11. AMORTISATION AND DEPRECIATION	250	506	772	1,042	276	562	848	1,502
11.1. Amortisation of tangible fixed assets	204	417	633	853	223	454	684	1,268
11.2. Depreciation of intangible fixed assets	45	88	139	189	53	108	164	234
12. VALUE IMPAIRMENT	-595	-468	-926	-1,527	-448	-448	-594	-630
12.1. Loans	-591	-400	-738	-1,106	-441	-473	-674	-712
12.2. Other assets	-4	-69	-188	-421	-7	24	80	81
12. EXPENSE FOR PROVISIONS	-1	-1	1	0	-2	-2	2	3
12.1. For off-balance sheet items	-1	-1	1	0	-2	-2	2	3
TOTAL EXPENSES	8,779	19,052	29,009	41,150	10,757	22,786	35,168	50,584
11. TAXES	98	241	404	1,202	134	340	565	1,671
11.1. Taxes to the budget	96	238	397	1,131	131	335	552	1,649
11.2. Other payments from profit	2	3	7	71	3	5	13	23
GAINS (LOSSES)	2,320	5,198	8,028	9,251	2,772	5,146	8,052	9,831

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