Specialised bank licence

No. 9 Date 2025-10-16
Company Information
Title RATO bankas, UAB
Company code 112043124
Decision maker
.
Activity Date Decision No. Issuer
Receipt of deposits and other repayable funds from non-professional participants of the market 2025-10-16 ECB-SSM-2025-LT-1 European Central Bank
Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account 2025-10-16 ECB-SSM-2025-LT-1 European Central Bank
Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account 2025-10-16 ECB-SSM-2025-LT-1 European Central Bank
Execution of payment transactions, including transfers of funds on a payment account with the payment service provider of the payment service user or with another payment service provider: execution of direct debits, including one-off direct debits, execution of payment transactions through a payment card or a similar device and/or execution of credit transfers, including standing orders 2025-10-16 ECB-SSM-2025-LT-1 European Central Bank
account information services 2025-10-16 ECB-SSM-2025-LT-1 European Central Bank
Issuing of payment instruments and/or acquiring of payment; 2025-10-16 ECB-SSM-2025-LT-1 European Central Bank
Money remittance 2025-10-16 ECB-SSM-2025-LT-1 European Central Bank
payment initiation services 2025-10-16 ECB-SSM-2025-LT-1 European Central Bank
Execution of payment transactions where the funds are covered by a credit line for a payment service user: execution of direct debits, including one-off direct debits, execution of payment transactions through a payment card or a similar device and/or execution of credit transfers, including standing orders 2025-10-16 ECB-SSM-2025-LT-1 European Central Bank

VILNIUS