FAQ

Question
Personal financial guide. Payments
	Payments
	Can a bailiff transfer funds from my account without my consent?
	Can a payment service provider suspend the execution of a payment?
	If execution of a payment takes longer than projected, is the payment service provider obliged to pay compensation for the delay period?
	Can I choose between OUR or SHA payment method when making a transfer of funds?
	I suspect fraud, how should I behave?
	Is a payment service provider obliged to suspend a payment transaction if it suspects fraud?
	Can a payment service provider restrict or refuse performing fund transfers to or from belarus / russia?
	What does the OUR payment method mean?
	What does the SHA payment method mean?
	What is a correspondent bank?
	How long does it take to effect a SEPA funds transfer?
	How long does it take to effect an international payment?
	What is SWIFT / BIC code?
	What is IBAN?
	What is the Single Euro Payments Area (SEPA)?
	Can I cancel a transfer of funds?
	What should I do if I make a mistake in the first name or last name of the payee when making a payment transfer?