Financial stability indicators

Indicator Period Statistics Graph 
Percentages (unless otherwise stated)
Capital adequacy ratio of the banking sector  Q4 2012 14.4 3 n4482/f01_en_t.png
download
Liquidity ratio of the banking sector  Q4 2012  40.8 3  n4482/f02_en_t.png
download
5-year CDS (basis points, last day of the month) April 2013 110  n4482/f03_en_t.png
download
Non-performing1 loans of the banking sector (compared to loan portfolio)  Q4 2012  13.1 3  n4482/f04_en_t.png
download
Annual change in gross loan portfolio March 2013 2.8  n4482/f05_en_t.png
download
Average financial leverage2 of non-financial corporations  Q4 2012  74.9  n4482/f07_en_t.png
download
Return on assets (RoA) in the banking sector  Q4 2012 1.0 3 n4482/f08_en_t.png
download 
Net interest margin  Q4 2012  1.5 3 n4482/f09_en_t.png
download 
Change in banking sector assets (LTL billion)  2011 -2.7 n4482/ff10_en_t.jpg
download 
Banks’ loan to deposit ratio  Q4 2012  121.2 3 n4482/f11_en_t.png
download 
Annual change in housing prices  Q3 2012 -3.3 n4482/f12_en_t.png
download 
Housing affordability index  January 2013  30.5 n4482/f13_en_t.png
download 

1 The definition of non-performing loans was changed and, from the middle of 2008, non-performing loans are defined as the sum of non-impaired loans overdue more than 60 days and impaired loans (the ones for which specific provisions were made)

2 Financial leverage is calculated as the ratio of liabilities to own capital at the end of period

3 Excluding the data of AB Ukio bankas

 Sources: Bloomberg, ECB, Statistics Lithuania, State Enterprise Centre of Registers and Bank of Lithuania calculations.

Updated 07/05/2013