Financial stability indicators

Indicator Period Statistics Graph 
Percentages (unless otherwise stated)
Capital adequacy ratio of the banking sector1  Q3 2014 20.7 n4482/f01_en_t.png
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Liquidity ratio of the banking sector1  Q3 2014 40.6  n4482/ff02_en_t.png
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5-year CDS (basis points, last day of the month) January 2015 85  n4482/f03_en_t.png
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Non-performing2 loans of the banking sector1 (compared to loan portfolio)  Q2 2014  9.6  n4482/f04_en_t.png
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Annual change in gross loan portfolio December 2014 –1.5  n4482/f05_en_t.png
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Average financial leverage3 of non-financial corporations  Q3 2014  74.1  n4482/ff07_en_t.png
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Return on assets (RoA) in the banking sector1  Q3 2014 1.1 n4482/f08_en_t.png
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Net interest margin in the banking sector1  Q3 2014  1.6 n4482/f09_en_t.png
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Loan to deposit ratio in the banking sector1  Q3 2014  102.2 n4482/f11_en_t.png
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Annual change in housing prices  Q3 2014 10.1 n4482/f12_en_t.png
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Housing affordability index  November 2014 28.2 n4482/f13_en_t.png
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1 Consolidated data; due to changes in data consolidation methodology, data from Q1 2014 are not entirely comparable with previous data.

2 Non-performing loans include impaired loans and loans overdue for more than 60 days (but unimpaired).

3 Financial leverage is calculated as the ratio of liabilities to own capital at the end of period.

 Sources: Bloomberg, Thomson Reuters Datastream, ECB, Statistics Lithuania, State Enterprise Centre of Registers and Bank of Lithuania calculations.

Updated 05/02/2015